Privacy Policy

Effective date: 23/01/2025 Last updated: 13/08/2026

This Privacy Policy explains how Musin collects, uses, shares and protects personal data when you access or use the Musin website, applications, marketplace and related services.

1. Data controller

The controller responsible for personal data processed through Musin is:

Makarov d.o.o., trading as Musin Registered office: Kosićevo 13, Opatija, Croatia OIB: 13825430097 Court registration number: 080549024 Email: ask@musin.online Website: musin.online

In this Policy, the company is referred to as “Musin,” “we,” “us” or “our.”

For privacy questions or requests, contact:

Email: ask@musin.online

2. Scope

This Privacy Policy applies to personal data processed through:

• the Musin website;
• Musin user accounts;
• Creator and Artist profiles;
• Campaigns;
• connected social-media accounts;
• payment and payout functions;
• Musin communications and customer support;
• content moderation and dispute procedures; and
• related Musin services.

It does not govern independent processing performed by TikTok, Meta, Instagram, Google, YouTube, Stripe or other third-party services.

3. Personal data we collect

The information we collect depends on how you use Musin.

3.1 Account and identity information

We may collect:

• name and surname;
• username;
• email address;
• telephone number;
• password in encrypted or hashed form;
• date of birth or age confirmation;
• country and city;
• profile photograph;
• preferred language;
• account type;
• company or agency name;
• registered address;
• company-registration number;
• OIB, VAT number or other tax identifier; and
• information showing that you are authorised to represent another person or organisation.

3.2 Creator profile information

For Creators, we may collect:

• social-media username and profile link;
• platform account identifier;
• profile photograph;
• follower or subscriber count;
• account-verification status;
• content categories;
• music preferences;
• languages;
• audience location;
• engagement information;
• posting price;
• availability;
• connected social platforms;
• public posts;
• Campaign history; and
• Creator ratings, reliability or completion information.

3.3 Artist and Track information

For Artists, labels, managers and rights holders, we may collect:

• artist or stage name;
• label, agency or management information;
• role in relation to the Track;
• Track title;
• artist credits;
• release date;
• music links;
• audio previews;
• artwork;
• genre;
• campaign budget;
• campaign requirements;
• selected Creators;
• rights and licensing confirmations; and
• Campaign and payment history.

3.4 Social-media information

Where you connect or submit a social-media account, we may receive information through the relevant platform, its API, an authorised service provider or publicly available sources.

This may include:

• account identifier;
• username;
• profile information;
• follower count;
• public content;
• engagement statistics;
• account status;
• authorised access token;
• publishing or verification information; and
• information necessary to confirm that you control the account.

Musin does not ask you to provide your social-media password directly. Authentication should take place through the relevant social platform or an authorised connection method.

3.5 Payment and payout information

We may collect or receive:

• billing name and address;
• transaction amount;
• currency;
• payment status;
• Campaign balance;
• refunds;
• payout amount;
• payout status;
• payment-provider account identifier;
• limited bank-account information;
• limited card information, such as card type or last digits;
• invoice information;
• tax information;
• identity-verification status;
• fraud or risk indicators; and
• chargeback or payment-dispute information.

Full card and bank-account details may be collected directly by Stripe or another payment provider and may not be stored by Musin.

3.6 Identity, tax and compliance information

Where required for payouts, fraud prevention, tax reporting or legal compliance, we may collect:

• legal name;
• residential or business address;
• date of birth;
• nationality;
• country of residence;
• tax residence;
• tax-identification number;
• VAT number;
• identity-document information;
• business-registration information;
• beneficial-owner information;
• payment totals;
• number of transactions; and
• compliance or verification results.

Some information may be collected directly by Stripe or another verification provider.

3.7 Campaign and transaction information

We collect information about:

• Campaigns created or joined;
• invitations;
• applications and offers;
• accepted collaborations;
• Fixed Payments;
• Campaign Requirements;
• publication deadlines;
• submitted publication links;
• Post-confirmation status;
• disputes;
• cancellations;
• refunds;
• payment reversals; and
• Campaign communications.

3.8 Communications

We may process:

• messages exchanged through Musin;
• emails sent to or from Musin;
• customer-support enquiries;
• complaints;
• reports;
• appeals;
• survey responses;
• beta-testing feedback; and
• records of communications concerning a Campaign or dispute.

Users should avoid sharing unnecessary sensitive or confidential information in messages.

3.9 Technical and usage information

When you use Musin, we may automatically collect:

• IP address;
• device type;
• browser type;
• operating system;
• language and time-zone settings;
• device identifiers;
• login date and time;
• pages and functions used;
• referral source;
• session information;
• error logs;
• security events;
• approximate location derived from IP address; and
• cookie or similar-technology identifiers.

3.10 Moderation, safety and fraud information

We may collect:

• reports concerning illegal or prohibited content;
• infringement claims;
• account warnings;
• evidence submitted in disputes;
• suspected fake-engagement information;
• duplicate-account indicators;
• security-risk information;
• moderation decisions;
• appeal information; and
• information obtained from payment, fraud-prevention or identity-verification providers.

3.11 Information inferred by Musin

We may generate information from your Platform activity, such as:

• likely music interests;
• Creator–Track match scores;
• Campaign suitability;
• account reliability;
• fraud-risk indicators;
• preferred content categories; and
• recommended Tracks or Creators.

4. How we receive personal data

We obtain personal data:

• directly from you;
• from other Musin Users;
• from connected social-media platforms;
• from payment and identity-verification providers;
• from public social-media profiles;
• from cookies and similar technologies;
• from Campaign activity;
• from customer support and reports;
• from fraud-prevention providers;
• from business partners; and
• from public authorities where legally permitted.

If you provide personal data about another person, you must have a lawful basis and provide any required notice to that person.

5. Purposes and legal bases

We process personal data only where we have a lawful basis.

5.1 Performing our contract

We process data where necessary to provide Musin services, including to:

• create and manage accounts;
• connect Artist and Creator profiles;
• display Campaigns;
• recommend Tracks or Creators;
• create and administer Promotion Agreements;
• process Campaign funding;
• administer Creator payouts;
• verify submitted Posts;
• provide messaging and support;
• manage cancellations and disputes;
• send essential service communications; and
• enforce the Terms and Conditions.

The legal basis is performance of a contract or taking steps requested before entering a contract.

5.2 Legal obligations

We process data where necessary to:

• maintain accounting and tax records;
• issue invoices;
• fulfil platform-operator tax-reporting obligations;
• respond to lawful requests;
• comply with anti-money-laundering, sanctions or payment rules;
• handle consumer complaints;
• meet data-protection obligations;
• report unlawful activity where required; and
• retain evidence required by law.

The legal basis is compliance with a legal obligation.

5.3 Legitimate interests

We may process data for our legitimate interests in:

• preventing fraud and fake engagement;
• protecting Platform security;
• verifying account ownership;
• improving recommendations;
• analysing Platform use;
• developing new features;
• maintaining records of agreements;
• resolving disputes;
• preventing fee circumvention;
• moderating content;
• protecting Musin and Users from legal claims;
• communicating about similar Musin services; and
• operating an efficient marketplace.

We consider the nature of the data, the impact on Users and their reasonable expectations before relying on legitimate interests.

You may object to processing based on legitimate interests as described below.

5.4 Consent

We may rely on your consent for:

• non-essential cookies;
• certain analytics or advertising technologies;
• optional marketing communications;
• optional connection of external accounts;
• promotional reuse of Creator Content where separate consent is required; and
• other optional processing clearly described when consent is requested.

You may withdraw consent at any time. Withdrawal does not affect processing carried out before withdrawal.

5.5 Legal claims and substantial public interests

Where necessary, we may process information to establish, exercise or defend legal claims, prevent unlawful activity or comply with important public-interest obligations.

6. Profiles and information visible to others

Some information is intended to be visible to other Musin Users.

A Creator profile may display:

• profile or display name;
• profile image;
• connected social-media accounts;
• follower count;
• content category;
• music preferences;
• posting price;
• location at country or city level;
• languages;
• availability; and
• selected Platform activity or verification indicators.

An Artist or Campaign profile may display:

• artist or company name;
• Track title;
• artwork;
• music preview;
• Campaign Requirements;
• Campaign period;
• Fixed Payment;
• genre; and
• other promotional information supplied by the Artist.

Do not include private information in public profile fields.

Musin may provide participating Artists with information necessary to evaluate and administer a Creator’s Campaign participation.

7. Matching and recommendations

Musin may use profile and activity information to recommend:

• Tracks to Creators;
• Creators to Artists;
• Campaigns;
• content categories;
• search rankings; and
• potential collaborations.

Recommendations may consider factors such as:

• music preferences;
• content category;
• social platform;
• account size;
• location;
• language;
• previous Campaign activity;
• price;
• reliability;
• availability; and
• Artist Campaign Requirements.

These recommendations assist discovery. They do not generally produce legal or similarly significant effects without User action.

Users remain free to accept or reject recommendations and Campaign opportunities.

8. Payment providers

Musin may use Stripe or another payment provider to:

• process Artist payments;
• hold or administer Campaign funds where permitted;
• verify payout recipients;
• conduct fraud and risk checks;
• perform identity, KYC and sanctions screening;
• connect bank accounts; and
• send Creator payouts.

Stripe or another payment provider may process personal data as an independent controller under its own privacy notice and terms.

Musin may share with the provider:

• identity information;
• contact details;
• transaction details;
• account identifiers;
• Campaign information;
• tax information; and
• fraud or dispute information.

The provider may share verification status, payout status, risk information and transaction information with Musin.

9. Recipients of personal data

We may share personal data with:

9.1 Other Users

We share information necessary for Artists and Creators to evaluate, enter and complete Promotion Agreements.

9.2 Payment and verification providers

This includes Stripe and other providers involved in payments, payouts, banking connections, identity verification, fraud prevention, sanctions screening or tax reporting.

9.3 Technology providers

We may use providers for:

• website hosting;
• cloud infrastructure;
• databases;
• content delivery;
• email delivery;
• analytics;
• authentication;
• monitoring;
• security;
• customer support; and
• error reporting.

We share personal data with the following categories of service providers, each acting under a data processing agreement:

• Hosting: Vercel Inc. (USA) — hosts and serves the Musin website and application. Data may be processed in the United States under Standard Contractual Clauses or an equivalent safeguard.
• Database and storage: Neon — stores account, campaign and creator data. Hosted in the EU (Frankfurt, Germany region).
• Email: Brevo (Sendinblue SAS, France) — sends transactional and account-related emails. EU-based, no cross-border transfer involved.
• Payments: Stripe — processes payments and payouts.
• Customer support: handled directly by Musin’s own team (ask@musin.online) — no third-party support platform is used.
• Analytics: not currently used. If this changes, this policy and our Cookie Policy will be updated before any analytics tool is enabled.

9.4 Social-media platforms

Where you connect or submit an account, information may be exchanged with TikTok, Meta, Instagram, Google, YouTube or another relevant platform according to the connection you authorise.

9.5 Professional advisers

We may share information with accountants, auditors, lawyers, insurers, tax advisers and other professional advisers where reasonably necessary.

9.6 Authorities and legal recipients

We may disclose information to:

• tax authorities;
• courts;
• law-enforcement authorities;
• regulators;
• data-protection authorities;
• consumer-protection authorities; and
• other recipients where disclosure is required or permitted by law.

9.7 Corporate transactions

Information may be disclosed in connection with an investment, financing, merger, acquisition, restructuring, sale or transfer of all or part of Musin’s business.

Any recipient will be required to respect applicable data-protection obligations.

10. International data transfers

Musin is established in Croatia and is subject to EU data-protection law.

This applies wherever you are located. If you use Musin from the United States or another country outside the European Economic Area, your personal data is stored on our database in the European Economic Area and is protected by the standards described in this Privacy Policy. See “United States — State Privacy Rights” below for the additional rights that may apply to residents of certain United States states.

Some service providers or social-media platforms may process information outside Croatia or the European Economic Area.

Where personal data is transferred outside the European Economic Area, Musin will use an appropriate transfer mechanism where required, such as:

• an adequacy decision;
• European Commission Standard Contractual Clauses;
• another legally recognised safeguard; or
• a specific legal derogation where applicable.

You may contact us for information about the safeguards applicable to a particular transfer.

11. Data retention

We retain personal data only for as long as necessary for the purposes described in this Policy.

The following general periods apply:

11.1 Account information

Account and profile information is retained while the account is active.

Following account closure, basic account information may generally be retained for up to 24 months to address reactivation, fraud, disputes and legal claims, unless a longer or shorter period is required.

11.2 Campaign and transaction records

Campaign, payment, invoice, payout and accounting records may be retained for at least 11 years where they form part of accounting records or where another statutory period applies.

11.3 Tax-reporting information

Tax-identification and platform-reporting information is retained for the period required by applicable tax and reporting law.

11.4 Verification information

Verification data is retained for as long as required by payment, fraud-prevention, sanctions, tax or legal obligations. Some identity data may be retained directly by the relevant payment provider.

11.5 Posts and publication evidence

Publication links, screenshots, Campaign records and verification evidence may be retained for the Campaign period and for up to five years afterwards where needed for disputes, accounting or legal claims.

11.6 Support and complaints

Support requests and complaints may be retained for up to five years after resolution unless a longer period is necessary for legal proceedings.

11.7 Security logs

Technical, login and security logs are generally retained for between 6 and 24 months, depending on their purpose and risk.

11.8 Marketing data

Marketing information is retained until you unsubscribe, withdraw consent or object, after which limited suppression information may be retained to respect your request.

11.9 Backups

Deleted information may remain in restricted backups for a limited period before being securely overwritten.

We may retain information longer where necessary to comply with law, establish or defend legal claims, investigate fraud or enforce an outstanding agreement.

12. Cookies and similar technologies

Musin may use cookies, local storage, pixels, SDKs and similar technologies.

Essential technologies

These may be used without optional consent where necessary to:

• keep you logged in;
• protect account security;
• remember privacy settings;
• process transactions;
• balance website traffic; and
• provide requested Platform functions.

Optional technologies

With consent where required, Musin may use technologies for:

• analytics;
• performance measurement;
• personalisation;
• advertising;
• campaign attribution; and
• social-media integrations.

You can manage optional technologies through the cookie banner or privacy settings.

Musin should publish a separate Cookie Policy identifying each non-essential cookie, its provider, purpose and duration before such cookies are activated.

13. Marketing communications

We may send service-related messages necessary to operate your account, including:

• security alerts;
• payment notices;
• Campaign updates;
• Terms or Privacy Policy updates;
• support responses; and
• important Platform notices.

These are not optional marketing communications.

We may send newsletters, promotions and product announcements where:

• you consented;
• applicable law permits communication about similar services; or
• another valid legal basis applies.

You may unsubscribe using the link in the message or by contacting us.

14. Your rights

Subject to applicable conditions and exceptions, you may have the right to:

Access

Request confirmation of whether we process your personal data and receive a copy.

Rectification

Request correction of inaccurate or incomplete information.

Erasure

Request deletion of personal data where there is no continuing lawful reason to retain it.

Restriction

Request temporary restriction of processing in certain circumstances.

Portability

Receive personal data you provided in a structured, commonly used and machine-readable format where processing is based on consent or contract and carried out automatically.

Objection

Object to processing based on legitimate interests.

You have an unconditional right to object to processing for direct marketing.

Withdraw consent

Withdraw consent at any time where processing is based on consent.

Complaint

Submit a complaint to a competent data-protection authority.

In Croatia, the supervisory authority is:

Croatian Personal Data Protection Agency Agencija za zaštitu osobnih podataka – AZOP

You may also contact the supervisory authority in the EU or EEA country where you live, work or believe an infringement occurred.

Automated decisions

Where applicable, request human intervention or challenge a decision based solely on automated processing that produces legal or similarly significant effects.

Musin does not currently intend to make solely automated decisions with such effects in ordinary Creator–Artist matching.

If you are a resident of a United States state with a comprehensive privacy law, see also “United States — State Privacy Rights” below, which sets out additional rights and disclosures that may apply to you.

15. Exercising your rights

To exercise a privacy right, contact:

ask@musin.online

Please describe your request and identify the Musin account concerned.

We may request information necessary to verify your identity. We will not request more information than reasonably necessary.

We will respond within the period required by applicable law. That period may be extended for complex or numerous requests where legally permitted.

Requests are generally free of charge. A reasonable fee may be charged, or a request may be refused, where it is manifestly unfounded or excessive.

Data Deletion Instructions

Musin, operated by Makarov d.o.o. (“we”, “us”), lets creators connect their Instagram, TikTok and YouTube accounts to participate in music promotion campaigns. This section explains what account data we access through those platforms and how you can have it deleted.

What we collect from connected social accounts

When you connect Instagram, TikTok or YouTube to Musin, we access: your public profile information (username, display name, profile picture, follower count), and the public post/media links and engagement metrics you submit for campaign verification (likes, views, comment count on the specific post). We do not access your private messages, private posts, or any content beyond what is needed to confirm a campaign post.

How to request deletion of your data

You can request deletion of your Musin account and all associated data, including data collected from connected social accounts, by emailing ask@musin.online with the subject “Data Deletion Request” from the email address associated with your Musin account, or by using the “Delete my account” option in Account Settings (if/once built).

What happens next

We will delete your account data within 30 days of a verified request. Some records may be retained longer where required by law (for example, financial and payment records tied to completed campaigns — see Data Retention above).

Confirmation

Once deletion is complete, we will send confirmation to the email address used to make the request.

United States — State Privacy Rights

Musin is established in Croatia and applies this Privacy Policy to all Users worldwide, including Users in the United States. This section provides the additional disclosures required by United States state privacy laws, including the California Consumer Privacy Act as amended by the California Privacy Rights Act (“CCPA”), and comparable comprehensive privacy laws in other states.

This section applies to residents of a United States state whose privacy law applies to Musin. The rights described here are in addition to those in section 14. Where this section conflicts with another part of this Privacy Policy in respect of a United States resident, this section applies. Terms such as “personal information”, “sensitive personal information”, “sell”, “share” and “targeted advertising” have the meanings given to them by the applicable state law.

This section, together with sections 3, 5, 9 and 11, is our notice at collection.

Categories of personal information we collect

In the preceding twelve months, Musin has collected the following statutory categories of personal information. Section 3 describes the individual data elements in full.

• Identifiers — name and surname, username, email address, telephone number, postal or registered address, account identifiers, social-media account identifiers, IP address and device identifiers.
• Customer records — contact details, payment and payout information, and tax identifiers such as OIB or VAT number.
• Protected classification characteristics — date of birth or age confirmation, and preferred language.
• Commercial information — Campaigns created or accepted, posting prices, transaction, payout and withdrawal history.
• Internet or other electronic network activity — log data, device and browser information, and interactions with the Platform.
• Geolocation data — country and city you provide, and approximate location derived from your IP address. Musin does not collect precise geolocation.
• Audio, electronic, visual and similar information — profile photographs, artwork, audio previews, and the public posts you submit for Campaign verification.
• Professional or employment-related information — company, agency, label or management details, and your role in relation to a Track.
• Inferences — matching and recommendation signals, and Creator reliability, completion and audience-fit indicators.

Musin does not collect biometric information or education records.

Sensitive personal information

Musin collects a limited amount of information that qualifies as sensitive personal information: account log-in credentials, government-issued and tax identifiers, identity and verification documents, and financial-account information required to make payouts.

Musin uses and discloses this information only to provide the Platform and its Campaign and payout functions, to comply with legal, tax and anti-money-laundering obligations, to verify identity, and to prevent fraud and security incidents. These are purposes for which the CCPA does not provide a right to limit use or disclosure. Musin does not use or disclose sensitive personal information to infer characteristics about you.

Sources of personal information

Musin collects personal information directly from you; from the social-media platforms you choose to connect, with your authorisation; from payment, payout and verification providers; from other Users in the course of a Campaign; and automatically from your device when you use the Platform. Section 4 describes this in full.

Purposes and disclosure

Musin collects and uses personal information for the business and commercial purposes set out in section 5.

In the preceding twelve months, Musin has disclosed each of the categories listed above for a business purpose to the categories of recipients set out in section 9: other Users where the Platform requires it; payment, payout and verification providers; technology providers including hosting, database and email providers; social-media platforms you connect; professional advisers; and authorities and other legal recipients. Each service provider acts under a written contract that limits its use of personal information to the services it performs for Musin.

Musin does not sell or share your personal information

Musin does not sell personal information for monetary or other valuable consideration, and does not share personal information for cross-context behavioural advertising or targeted advertising, as those terms are defined by the CCPA and comparable state laws. Musin has not done so in the preceding twelve months.

Musin is intended for Users aged 18 or older (see section 19) and does not knowingly sell or share the personal information of consumers under 16 years of age.

Because Musin does not sell or share personal information, we do not provide a “Do Not Sell or Share My Personal Information” link, and there is no sale or sharing for an opt-out preference signal such as Global Privacy Control to act upon.

Musin does not carry out profiling in furtherance of decisions producing legal or similarly significant effects concerning you.

Retention

Musin retains each category of personal information for the periods set out in section 11, and does not retain personal information for longer than is reasonably necessary for the purposes disclosed in this Privacy Policy.

Your rights as a United States resident

Subject to the conditions and exceptions in your state’s law, you may have the right to:

Know and access

Request the categories of personal information we have collected about you, the sources of that information, the purposes for collecting it, the categories of third parties to whom we disclosed it, and a copy of the specific pieces of personal information we hold.

Delete

Request deletion of personal information we have collected from you, subject to exceptions such as completing a transaction, complying with a legal obligation, or detecting and preventing fraud and security incidents.

Correct

Request correction of inaccurate personal information.

Portability

Receive a copy of your personal information in a portable and, where technically feasible, readily usable format.

Opt out of sale, sharing and targeted advertising

Musin does not carry out any of these activities, so there is nothing to opt out of. You may still submit a request and we will confirm this in writing.

Limit the use of sensitive personal information

Musin uses sensitive personal information only for purposes permitted without a right to limit, as described above, so this right does not currently apply.

Opt out of profiling

Musin does not carry out profiling producing legal or similarly significant effects, so this right does not currently apply.

Non-discrimination

Musin will not deny you goods or services, charge you a different price, or provide you with a different level or quality of service because you exercised a privacy right. Musin does not offer financial incentives in exchange for personal information.

How to submit a request

Email ask@musin.online with the subject “US Privacy Request”, from the email address associated with your Musin account, and describe the right you wish to exercise.

We will take reasonable steps to verify your identity before acting on a request, and will not request more information than is reasonably necessary to do so. We will respond within 45 days, which may be extended by a further 45 days where permitted, and we will tell you if an extension is needed.

An authorised agent may submit a request on your behalf where they provide written permission signed by you, or a valid power of attorney. We may still ask you to verify your own identity directly with us, or to confirm that you authorised the request.

Appeals

If we decline your request, you may appeal by emailing ask@musin.online with the subject “Privacy Request Appeal”, and describing why you believe the decision should be reconsidered. We will respond within the period required by your state’s law. If your appeal is refused, you may submit a complaint to the Attorney General of your state.

California “Shine the Light”

California Civil Code section 1798.83 permits California residents to request information about personal information disclosed to third parties for those third parties’ own direct marketing purposes. Musin does not disclose personal information for third-party direct marketing.

16. Account deletion

You may request account deletion through:

• the account settings; or
• ask@musin.online.

Deletion may not result in immediate removal of all information.

We may retain information necessary for:

• unpaid transactions;
• Campaign disputes;
• accounting;
• tax reporting;
• fraud prevention;
• legal claims;
• enforcement of the Terms; and
• compliance with lawful requests.

Public Posts published on third-party social-media platforms must generally be deleted through the relevant platform.

17. Security

Musin uses reasonable technical and organisational measures intended to protect personal data, which may include:

• encrypted transmission;
• access controls;
• authentication measures;
• restricted administrative access;
• monitoring and logging;
• secure password storage;
• backups;
• provider due diligence;
• incident-response procedures; and
• employee or contractor confidentiality obligations.

No online service can guarantee absolute security.

You are responsible for using a strong password, protecting your device and notifying Musin promptly of suspected unauthorised access.

18. Personal-data breaches

Where a personal-data breach creates a legally reportable risk, Musin will notify the competent supervisory authority within the legally required period.

Where the breach is likely to result in a high risk to affected individuals, Musin will also notify those individuals unless an exception applies.

19. Children

Musin is intended for Users aged 18 or older.

We do not knowingly offer paid Campaign participation or payout accounts to children.

If we learn that an account belongs to a person under 18, we may suspend the account, prevent transactions and delete information where appropriate.

A parent or guardian who believes a minor provided personal data may contact ask@musin.online.

20. Third-party links

The Platform may contain links to:

• music-streaming services;
• Artist websites;
• Creator profiles;
• social-media platforms;
• payment services; and
• other third-party websites.

Musin is not responsible for the privacy practices of independent third parties. Review their privacy notices before providing information.

21. Changes to this Privacy Policy

We may update this Policy to reflect:

• legal changes;
• new Platform features;
• new service providers;
• changes to payment processing;
• changes to our business model; or
• improvements to privacy information.

The current version will be published on the Platform with its effective date.

Where changes materially affect your rights or how we use personal data, we will provide additional notice where required.

22. Contact

Privacy questions, requests and complaints may be sent to:

Makarov d.o.o. Kosićevo 13, Opatija, Croatia Email: ask@musin.online

Legal Notice (Impressum)

Musin is operated by:

Responsible for content pursuant to applicable law: Fedor Tyrtyshnikov

Dispute Resolution: Makarov d.o.o. is not obliged and not currently willing to participate in dispute resolution proceedings before a consumer arbitration or mediation board.